THE HOMEOWNER OPTIONS ADVISOR™ TERMS AND CONDITIONS

Last Updated: 11/30/2025

Welcome to THE HOMEOWNER OPTIONS ADVISOR™ (“Company,” “we,” “our,” or “us”).
These Terms & Conditions (“Terms”) govern your use of our website, services, phone calls, SMS messages, emails, consultations, assessments, and any interactions with our company.

By accessing or using our services, you agree to these Terms.

1. Nature of Our Service

THE HOMEOWNER OPTIONS ADVISOR™ provides educational, informational, and advisory guidance to homeowners.

We help homeowners understand all available options, including:

  • Selling (retail, as-is, investor sale)

  • Keeping the home through alternative solutions

  • Exploring creative real estate strategies

  • Renting or leasing the property

  • Understanding general foreclosure timelines

  • Reviewing the possible pros/cons of each path

Our mission is to provide clarity, confidence, and guidance — NOT pressure.

2. Not Legal, Financial, or Tax Advice

All information we provide (verbal, written, digital, or otherwise) is general educational guidance only.

We do NOT provide:

  • Legal advice

  • Financial advice

  • Tax advice

  • Foreclosure defense

  • Loan modification services

  • Professional brokerage advice unless in writing by a licensed agent

You should consult licensed professionals before making decisions.

3. No Agency or Fiduciary Relationship

Your use of our service does NOT create:

  • A broker-client relationship

  • An attorney-client relationship

  • A fiduciary duty

We are an independent advisory service.
Any formal relationship is created only through signed agreements.

4. Fulfillment of Selected Options

After your Options Review, if you choose a solution, THE HOMEOWNER OPTIONS ADVISOR™ or one of our affiliated companies may help fulfill that choice.

Depending on your selection, we may:

If You Choose to Sell

  • Purchase the property through one of our investment divisions

  • Wholesale/assign the contract to a vetted investor

  • Connect you with a licensed real estate agent for a retail listing

If You Choose Creative Finance

  • Purchase the home subject to the existing mortgage

  • Enter into seller-financing terms

  • Facilitate a lease option or tenant-buyer structure

If You Choose to Rent

  • Lease the property through one of our sister companies

  • Manage the property

  • Place tenants or tenant-buyers

All decisions are voluntary, and all agreements are provided clearly before signatures.

5. Accuracy of Information

We strive for accuracy but cannot guarantee:

  • Precise market valuations

  • Foreclosure timeline accuracy

  • Lender response timelines

  • Repair costs

  • Financial outcomes

  • That any option will prevent foreclosure

Your decisions are your own responsibility.

6. Appointment Scheduling & Communications

By submitting your information, you consent to receive:

  • Phone calls

  • SMS messages (including automated)

  • Emails

  • Ringless voicemails

  • AI-assisted communications

Message & data rates may apply.
Reply STOP to unsubscribe at any time.

7. User Responsibilities

You agree to:

  • Provide truthful information

  • Not misuse the website or contact systems

  • Not submit fraudulent or misleading details

8. Third-Party Partners

We may refer or connect you to:

  • Licensed real estate agents

  • Attorneys

  • Title companies

  • Contractors

  • Credit professionals

  • Investment partners

  • Property management services

We are not liable for third-party actions or advice.

9. Limitation of Liability

To the fullest extent allowed by law, we are not liable for:

  • Financial outcomes

  • Market changes

  • Lender decisions

  • Missed deadlines

  • Property conditions

  • Tenant actions

  • Contract disputes

  • Errors or omissions

You use our services at your own risk.

10. Governing Law

These Terms are governed by the laws of the State of Florida.

11. Updates

We may update these Terms at any time.
Continued use means you accept the updated terms.

10. Contact Us

THE HOMEOWNER OPTIONS ADVISOR™
Phone: 321-321-6354
Website: https://homeowneroptionsadvisor.com/